Today, you can do better. CZ Benefit Partners helps companies protect their people without adding to payroll costs — starting with a FICA tax savings wellness plan that puts real money back in both your pocket and your employees'.
They're paying full FICA taxes, offering the same tired voluntary options, and wondering why their best people keep leaving for "better benefits" somewhere else.
The gap isn't what you're spending. It's what you're not doing with it.
"If you have employees and you're an owner who gives a damn — we should talk."
A structured approach that creates real value on day one — before we add a single voluntary benefit.
We run your numbers. You see exactly what FICA tax savings are available to your business and employees — no guesswork, no sales pressure.
We structure the SIMRP, the Health Screening Indemnity Plan, and your voluntary benefits strategy around your specific workforce and existing insurance.
Your TPA handles the compliance and administration. Your employees get real access to care. You get reduced payroll taxes. Everybody wins.
A Health Screening Indemnity Plan that delivers real access — not just coverage on paper — through four pillars your employees will actually use.
When your employee doesn't feel well at 10pm on a Sunday, they shouldn't have to wait until Monday and pay $75 to find out it's nothing serious. 24/7 virtual care means your people get answers the moment they need them — at zero out-of-pocket cost.
Most employees skip prescriptions because of the cost. That's not a healthcare problem — it's a design problem. Over 1,000 commonly prescribed medications are available at no cost, so your people stay on track instead of rationing pills and hoping for the best.
The biggest barrier to mental health care isn't stigma — it's access. When someone on your team needs to talk to someone, they can. No waiting weeks for an appointment, no navigating a network, no surprise bill.
70% of your employees have a pet. A sick dog at 2am is a distracted employee at 8am. 24/7 virtual vet care is the benefit your team will actually talk about — and remember when it's time to renew.
Banking got faster. Travel got transparent. Retail went on-demand. Healthcare stayed stuck. Until now.
See How It Works for YouEnroll once a year. Get a card. Pay the co-pay. Get a bill. Try to decode it. Repeat. That's a transaction system — not a healthcare system.
Access and guidance come first — before the claim, before the confusion, before the cost escalates. When employees know where to go, everything downstream gets better.
Better medication adherence. Less HR firefighting. More engaged teams. This isn't a benefit upgrade — it's a completely different approach to how your people experience healthcare.
Reduced payroll taxes today. Employees who stay because the benefits are genuinely different. Both outcomes from one strategic program.
A Section 125 premium-only plan framework that allows employees to contribute to their wellness plan pre-tax — lowering their taxable income and generating FICA savings for both sides of the payroll equation simultaneously.
A preventive care program that pays benefits directly when employees use wellness and preventive services — funding virtual care, pharmacy, and mental health access at little to no out-of-pocket cost. Works alongside existing insurance, not instead of it.
A Third-Party Administrator handles all benefit payments, record-keeping, and compliance. You don't interact with them much, but they're the reason the program works correctly and holds up to scrutiny. The engine under the hood.
These are the questions we get most often. If yours isn't here, the 19-minute call is the right place to ask it.
We run your FICA savings opportunity, show you what a properly structured plan looks like for your workforce, and answer every question you have. If it's not a fit, we'll tell you that too.
No forms · No commitment · No obligation
Obviously Us is committed to serving you at the highest level with all your Group Benefits needs.
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